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SGOVResource

SGOV DRIP calculator

See how reinvesting SGOV’s monthly distributions and adding regular contributions could compound over time under the assumptions you choose.

By the SGOVResource.com editorial team Last reviewed Data refreshed How we calculate Editorial policy

Assumptions

Default: 30-day SEC yield as of Oct 22, 2026.

SGOV’s price is roughly flat over time; see FAQ.

0% for IRA/401(k). Otherwise, your combined marginal rate.

Ending value

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Total contributed

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Distributions earned

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Taxes / cash paid out

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Cash out: —

Value by year

ContributionsGrowth from distributions
Projected SGOV value by year
YearContributedDistributionsSharesValue

Source: iShares SGOV product page (BlackRock) · Data as of · Retrieved Oct 24, 2026

How the projection works

  1. Month 1 starts with the initial investment converted to shares at the starting price.
  2. From month 2, each monthly contribution buys shares at that month’s price.
  3. Each month’s distribution = shares × price × (annual yield ÷ 12).
  4. Tax at your rate is withheld; the rest is reinvested at the same price (or paid out as cash if reinvestment is off).
  5. The share price then changes by the monthly equivalent of the annual price change.

The yield input is net of the fund’s expense ratio when you use the SEC yield, so fees are not subtracted again. Trading costs and bid/ask spreads are ignored; SGOV’s are typically very small. See methodology.

We are building a daily NAV history from official data; a historical backtest will be added once enough history is collected.

Frequently asked questions

Does SGOV have a DRIP?
SGOV itself does not run a dividend reinvestment plan; reinvestment is offered by your brokerage. Most major US brokers let you turn on automatic reinvestment per holding, usually buying fractional shares on the pay date.

Why is the default price change 0%?
SGOV pays out the interest it earns, so its share price does not trend upward over time the way a stock fund’s can. Its NAV has stayed in a narrow range (the 52-week NAV range is $100.27–$100.73). Growth comes from distributions, not price.

Is reinvesting SGOV distributions tax free?
No. Reinvested distributions are taxable in the year paid in a taxable account, exactly like cash distributions. Enter your combined tax rate to see the drag, or leave it at 0% for an IRA or 401(k).

How accurate is a 10-year SGOV projection?
Treat it as a scenario, not a prediction. SGOV’s yield follows short-term Treasury rates, which have ranged from near 0% (2020–2021) to above 5% (2023–2024) since the fund launched. A constant-yield projection cannot capture that. Try several yields to see a range.

Related on SGOVResource

Educational information only. SGOVResource.com is independent and not affiliated with BlackRock or iShares. Nothing here is a recommendation to buy or sell any security or individualized tax advice. Estimates depend on the assumptions shown and actual results will differ. Read the fund’s prospectus before investing. Disclaimer.